It’s All in the Details
As an opportunity-driven Real Estate Developer, we focus our efforts on the deal. We enter every environment with a calculated outcome for success. Often we move quickly and look to be flexible with all of our investing Partners.
Who Are We
TDRS Property Holdings is a young real estate solutions company looking to revitalize homes, commercial, and rental property opportunities. Our foundation is built by our years working for the largest General Contractor in the Country in the Greater NYC Area. During our time there we have built hundreds of millions of dollars in Commercial Real Estate. We look to bring that same drive and passion for Property Development to TDRS.
See our Past Projects Page for more about us and our current market experience as a large scale General Contractor.
Who Are We Looking For
We are looking for private lenders, hard money lenders, banks, and You! Yes, You read that correctly. We are looking for you. Have you always wanted to invest in real estate but didn't know where to start? Reach out and let us know we will keep you in mind for our next deal. Do Not Miss out on another great opportunity. Individual Investors be sure to read Investing With Us Below.
All business acquisitions come with financial Risk. At TDRS we are looking to constantly improve our Methods of Procedure and Reduce Exposure by mitigating risk.
Investing with Us
Have you ever wanted to invest in Real Estate and reap the benefits of cash on cash returns, tax benefits, and increasing your net worth … Let us help.
Young or old, rich or poor we do not discriminate. We are very flexible in the ways we fund our deals and are constantly looking for investors and or partners. We offer many different ways to make cash on cash returns on property. We are constantly adding investors to our Buyer's List and look forward to adding YOUR name and contact information. All we need from you right now is your Name, Email, and Phone Number.
Will split Profits post-sale
We partner up on Flips and Rental Properties
We will use 1 or multiple investors per property to limit individual risk
Predetermined Rate of Return Ranging from 8% to 13% of Cash Invested
Rate of return dependent on market factors and project risk factor
We will use 1 or multiple investors per property to limit individual risk
NO CASH NO PROBLEM!
If you find a property that is in need of fixing just send us the address
If we place this property under contract and close a deal we will pay you cash on the spot for finding a diamond in the rough
For more information on any of these investment strategies please let us know we’d be happy to et started with you right away. Be sure to read about TDRS Investment Strategies below. Note thay every deal is unique in the matter and may not conform to these scenarios.
You Write the Returns
TDRS Investment Strategies
10 Minute Read Time
As a Real Estate Solutions Company TDRS uses an array of resources to obtain capital to pursue potential leads. Including our capital, conventional mortgage brokers, hard money lenders, and private investors. In this article, we will scratch the surface of each funding method we use here at TDRS. If you're interested in investing with us. Contact Us and be sure to read the Investing with Us passage above where we explain how you as an individual can get involved.
Our profits are constantly reinvested in the company. We are constantly in pursuit of additional property. Many businesses fail due to improper scaling. We frequently review our total capital reserves and strategically plan our next move forward to invest in ourselves, adapt, and restructure. We are opportunistic and adapt quickly by pivoting and understanding the current market and worldly trends.
Mortgage Brokers and Conventional Loans
Mortgage brokers and conventional loans are a great way to purchase property in any area. We currently use large nationwide brokers to receive a prequalified proof of funds, which allow us to begin our journey in acquiring property. Typically conventional loans have the lowest interest rate amongst all types of lending programs (Ranging between 3%-9%, today's going rate is roughly 3.75%). These are usually paid off over an extended period of time (15 or 30 Years) and can be refinanced in the future for a better rate. The interest rate on these loans are based on a multitude of factors including but not limited to: the current economic status of the market, credit score, debt to income ratio, and asset liquidity. These loans will not cover the entire purchase price of the desired property and will require you to put down at a minimum 5% if you’re a first-time buyer, and 10% if it is an investment property. With that said it is typical for down payments to start at 20% because anything less than 20% equity in a property will require you to purchase Private Mortgage Insurance (PMI). PMI is simply to protect the loan officer in the case you default on your mortgage. The PMI will be tacked on to your monthly mortgage payment and can be removed once you reach at least 20% equity in the property.
Mortgage brokers will provide you step by step assistance and can also lend on renovation costs. They are a great source of capital and knowledge for first time and veteran buyers. The time frame to close out a mortgage is usually between 30 to 45
Hard Money Lenders:
Hard money lenders (HML) are a great option to move quickly and efficiently and are universally considered cash lenders. Any time you are planning to buy a property you must move forward with caution especially with (HML). Know your Numbers!
Hard money lenders typically charge between 8-12% interest and multiple points (Points can be represented as 1% of the total loan and are paid at the closing of the property). The length of these loans are 6 months to a year and often can be extended under certain circumstances. HML are all over the place, simply type it into google "Hard Money Lenders" and an array of local and national lenders will appear in your display. Many companies will carry multiple loan packages depending on your investment situation. Although, competing companies will have similar packages be sure to go through them in detail with a representative. Distinct details to note are: the max loan sizes, going interest rate, time frame for loan maturity, the number of points, and when the points are to be paid.
HML lend money on a multitude of factors and weigh most heavily on the deal presented in front of them. They are investors just as much as you and I are, and although they may ask for personal financial information, they know that if you fail the property will become theirs for liquidation. As mentioned earlier in this passage HML move fast. They can provide a proof of funds letter immediately and can guarantee funding usually within the week. This allows you to close on deals faster and create a more lucrative offer for sellers. Depending on the size of the firm HML will assign you a loan officer to handle your inquires… so build a relationship it is key for quick communication.
Private Lenders...Partners and Investors:
Private investors can be anyone willing to invest their personal capital into a deal for a return on investment. Real Estate has been a tool used by many to gain wealth and financial freedom. Real Estate is “stable” and over prolonged periods of time, a great alternative to stock investing. Property can be sold, held, and or rented obvious but the versatility is endless and the wealth grown in real estate is tremendous.
There are two types of investors out there first there are partners. Partners come in with their personal capital to pay for the property outright and will receive 50% of the net profits at the sale. The second private lender is an investor. Investors who will be designated an expected rate of return based on the capital put forth. See the examples below for further clarification
John brings in a partner, Rebecca. Rebecca purchases the property for $200,000 and with John, they budget for an additional $50,000 in construction costs. John handles all of the day-to-day operations including the construction management and the realtors. The property sells for $300,000 and accumulates $50,000 in net profit. $50,000 split down the middle is $25,000 Cash on Cash Return for both John and Rebecca.
John brings in investor Rebecca to cover the purchase and construction costs of the property totaling $250,000 the rate of return agreed upon was 10% (This will vary on current industry averages and risk profile of the property). In a few month's time John has the property sold for $300,000, the net profit is $50,000. Rebecca will receive 10% of her initial investment of $250,000 which is $25,000 and John will take the difference (Net Profit minus Investors Distribution) which in this scenario also equates to $25,000.
These two simple examples clearly have their differences and works for both passive and aggressive partners or investor
As an investor, it is key to move quickly, efficiently, and most importantly comfortably. Read the fine print and understand the terms and conditions of every deal prior to spending someone else's money and keep copies of all agreements. Have multiple companies or persons in each investment category to ensure you have multiple funding options available at your disposal. Build a relationship with these people as they will support you and often be a good representative of local and national market trends. Do not be afraid to walk on a deal know your numbers.